Use your rent payments to improve your credit position
Use your rent payments to improve your credit position
Helping tenants since 2016
Over £800m in rent reported for tenants
Only CreditLadder reports rent to the biggest UK credit reference agencies
By building up a high credit score with all the credit reference agencies, you could access finance at better rates
Report to one credit reference agency for free
For the equivalent of only £5/month, you can can report to all four (TransUnion, Experian, Equifax and Crediva) and receive maximum and unique benefits
You just keep paying your rent as you do
CreditLadder will securely read the rent payment from your bank and let the credit agencies know
Introducing CreditLadder - the UK’s first and biggest rent reporting service.
Up until recently, rent payments have not appeared on a tenant’s credit history, meaning that these payments have had no bearing on their credit score.
This is now a thing of the past and tenants are now able to request that their rent payments are added to their credit history, for free.
Since 2016 CreditLadder has helped thousands of users improve their credit scores by reporting over £800m rent payments.
Make your rent count and help improve your credit position with TransUnion, Experian, Equifax and Crediva by reporting your rent payments today.
Got Questions? Your financial PA, SuPA has you covered!
Rent reporting allows your monthly rent payments to be reported to credit reference agencies.
Reporting your rent payments could improve your credit score, helping you to get access to finance with more desirable interest rates, which in turn could save you money. CreditLadder reports rent payments to TransUnion, Experian, Equifax and Crediva, and it is the only way to report rent to all four credit agencies in the UK. All you need to do is keep paying rent as you do today. CreditLadder securely reads the rent payment from your bank account and lets the credit agencies know.
When a provider such as a lender, credit card company or mobile phone operator is considering whether or not to lend to you, or allow you to use their service, they will often look at your credit score to help determine your creditworthiness.
By reporting your rent repayments through CreditLadder, you could improve your creditworthiness, and may be able to access financial products at a better rate than you might by not reporting your rent payments.
Alongside improving your credit position by reporting your on-time rent payments, it may also help with:
Companies checking your identity online
Opening a bank account
Obtaining finance, such as loan or a credit card
Getting a mortgage
Sign up to CreditLadder to report your rent for FREE to one credit reference agency.
By signing up to CreditLadder, any tenant can report their rent for free to either TransUnion, Experian or Equifax.
To allow your credit files to be seen as many lenders / financial providers as possible, and get the maximum benefit out of reporting your rent, you may want to report to all four Credit Reference Agencies. This costs from the equivalent of £5 per month.
CreditLadder uses bank-grade security and their Information systems are regularly and independently tested. Holding the necessary insurance and regulated by the Financial Conduct Authority (FCA), they never store your bank login credentials and adhere to best practices for data protection.
No - you keep paying rent as you do and CreditLadder will securely read the rent payment from your bank and let the credit agencies know.
You can sign-up to CreditLadder even if your landlord or agent doesn't. CreditLadder does not collect your rent, so you need to continuing paying your rent as normal.
If you are reporting your rent repayments to TransUnion, you can see the results for yourself via your supascore.
If you haven't already signed up for your FREE for life credit report and score, you can do so here.
At Supacompare.com, whilst we always endeavour to provide accurate information about the products, services and pricing of the providers featured on our site, these are controlled by the providers and not Supacompare.com. As such, the information is subject to change and may differ slightly from the information above.